“Pre-Filing Bankruptcy Counseling”
InCharge® Education Foundation (ICEF) has been approved by the Executive Office for United States Trustees (EOUST)* to offer online “Pre-Filing Bankruptcy Counseling,” making it one of a select group of providers offering both pre-filing counseling and pre-discharge debtor education courses online.
The new course is being offered online, joining ICEF’s “Pre-Discharge Debtor Education Course” that has served bankruptcy attorneys and their clients since 2005. In that year, Congress passed “The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005″ which required those seeking bankruptcy protection to take a credit counseling course from a government-approved organization within 180 days before filing for bankruptcy. In addition, a pre-discharge debtor education course must be completed prior to debts being discharged.
InCharge® Education Foundation is a respected source of reliable and relevant education, data and research on the behaviors and issues facing individuals and families on consumer credit, money management and financial well-being. InCharge Education Foundation also has established relationships with the Department of Defense, publishing Military Money® magazine and offers financial tools for consumers nationwide.
For more information, visit inchargefoundation.org.