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Most people have no idea that the egg and English muffin sandwich they have been picking up on the way to work each morning will end up costing them $517.40 over the year (assuming they purchased it 5 days a week) and a potential 22 pounds. If they had invested that same amount of money in an interest bearing account with 10% compounded interest, they would have $3,338.83 in 5 years, $8,832.23 in 10 years and $32,741.45 not to mention all the pounds saved. Using that same scenario, if a café latte was also purchased, it would cost approximately $793.00 a year, totaling 19 pounds. By putting that money in an interest bearing account for 5 years they would have saved $5,117.30, 10 years … $13,536.84 and 20 years … $50,181.62.

Weight and money go hand in hand. Today’s society loves convenient and fast foods, which are also high in calories. These are the same food items that can add up over time and make a serious impact on a budget as well as a waistline.

In their new book RICH AND THIN Slim Down, Shrink Debt, & Turn Calories Into Cash, Deborah McNaughton and Melinda Weinstein make the content fun and definitely different than any other personal finance book. McNaughton and Weinstein explain to readers how to cut back on wasteful spending and make their money work for them while cutting back on calories. The book features the Money Calorie Counter which lists hundreds of favorite food items along with the calories and savings by cutting back. Readers will also see how much money they could have in 5, 10 and 20 years if they invested that same amount of money.

Obviously, people have to eat and it is impossible to avoid spending money all together on food. The point of Rich and Thin is that by making wise eating and purchasing decisions it is possible to trim the waistline while bulking up savings.

Rich and Thin also teaches how to find hidden money, whether it is through food consumed or other purchase addictions such as music CDs, magazines or clothing.

Once readers find this hidden money, they can make their money work for them through a workable budget, wise investing for retirement, mutual funds or even real estate. Rich and Thin even explains how to save for luxury items and share wealth by giving to charitable organizations. After reading this book, readers will learn how they can achieve their financial dreams.

For more information, visit richandthinliving.com

For over a decade, financial educator Leo Quinn has been encouraging his students to call their credit card companies and ask for a lower interest rate.

This is far from ground-breaking advice as it’s given by many people in personal finance. It’s simple and easy to do and you can save hundreds of dollars per year with one phone call.

So why doesn’t everyone do it? “I’ve heard all the excuses”, Quinn says, “they range from excuses about bad credit to simple fear of rejection.”

He became so frustrated with these excuses Quinn had to get a credit card and carry a balance to prove just how easy it is to get them to lower your rate.

So confident that he would get a positive outcome, he turned on his video camera to document the call. “I wanted people to see and hear the process.” Quinn says, “many people, particularly those with questionable credit, think they will be ridiculed by the person who answers the phone. As they will see when they watch the video it is a very easy, non-threatening process.”

That video is now available for viewing without charge.

Leo Quinn has helped thousands of Americans improve their “MoneyTude” since 1997 with his “How To Own Your Paycheck Again!” seminars, books and website.

For more information, visit LeoQuinn.com

Identity Safeguards™, the leader in identity theft prevention and recovery services, announced today it has terminated its contract with LifeLock to provide identity theft recovery services to LifeLock customers. Additionally, Identity Safeguards is offering LifeLock customers a 36-38% discount when purchasing a subscription to its pre-eminent services for preventing, detecting, and correcting identity theft.

“Identity Safeguards prides itself on the extraordinary care and effectiveness that we show in serving the needs of identity theft victims,” said Rick Kam, president of Identity Safeguards. “While we have appreciated the opportunity to serve consumers who have purchased the LifeLock offering, we feel given their recent very public issues, that it is more appropriate to offer our services directly to their customer base.”

The Identity Safeguards solution for consumers includes a comprehensive set of capabilities that work together to protect individuals from identity theft, to assist in the detection of identity theft, and when necessary, to assist identity theft victims in the complete and successful recovery of their identities. These four components include education for consumers on best practices for avoiding identity theft through a member’s website and monthly newsletter, insurance for costs associated with an identity theft, credit monitoring to foster immediate detection of an impending identity theft, and the most complete and personal recovery services for victims of identity theft.

“We cover over 2 million individuals and have never failed to successfully and completely restore the identity of an individual who is a victim of identity theft,” said Doug Pollack, chief marketing officer at Identity Safeguards. “Identity recovery is what we do better than anyone else in the industry and we encourage LifeLock customers to take advantage of our discounted offer in order to maintain continuity of coverage for our identity recovery service.”

Identity Safeguards is distinctive in how it provides identity theft recovery services compared with other offerings. Once the identity theft has been confirmed, it pairs the victim with a “Recovery Advocate” who is both highly compassionate and very experienced in the art of identity restoration. This individual will take all necessary steps on behalf of the victim to recover their identity, keeping them abreast of the process every step of the way. Contrast this highly personal approach with other offerings that just provide recommendations and guidelines for self-help.

For more information, visit identitysafeguards.com

Credit Card Debt Elimination Expert, Lawrence D. Goldberg is at it again, giving credit card debt ridden American families the tools to fight back and win the credit card game while keeping their good credit intact. Goldberg’s latest E-book, The “Maxed-Out Credit Card Survival Guide, provides inside secrets to eliminating credit card debt in record time.”

Goldberg should know: he reduced a staggering debt load of $82,000 working at interest rates in the teens down to less than $60,000 all working at 0% for a year without increasing minimum payments in just over 2 years, and has helped thousands — many with overwhelming debt — with his methods, revealed in his first E-book, “Balance Transfer Magic.”

“The Maxed Out Credit Card Survival Guide is a life saver for those good people who are really up against the wall of their credit limit each month and finally realize they can’t rob Peter to pay Paul forever. There are many effective ways to reduce your debt quickly and take charge of your financial life,” states Goldberg, author of a total of four E-books showing American consumers and entrepreneurs how to effectively work with credit cards. “These are the secrets the credit card industry buries in the small fine print,” continues Goldberg.

Goldberg, known as The Credit Card Magician, is a credit card debt consultant and frequent instructor for the Learning Annex, for whom he has taught classes in Los Angeles, San Francisco, and most recently, New York. An expert in credit card debt solutions, his E-books are suggested reading at credit card consumer advocate CardRatings.com and he has been featured on Creditcard.com and TheStreet.com sharing his advice to consumers about avoiding debt consolidators and eliminating crippling debt yourself through the proper use and management of credit cards.

For more information, visit TheCreditCardMagician.com